First Citizens Banc Corp ("First Citizens") is a bank holding company organized and existing under the laws of the State of Ohio and registered with the Board of Governors of the Federal Reserve System pursuant to the Bank Holding Company Act of 1956, as amended. First Citizens' banking subsidiary is The Citizens Banking Company, a commercial bank organized and existing under the laws of the State of Ohio. The Citizens Banking Company also does business as Champaign Bank.

Also, First Citizens wholly owns subsidiaries which provide services related to its primary business: First Citizens Insurance Agency, Inc. and Water Street Properties, Inc..

First Citizens Common Shares are traded on the NASDAQ Bulletin Board under the symbol "FCZA". First Citizens' principal executive offices are located at 100 East Water Street, Sandusky, Ohio 44870.
Citizens Bank
Champaign Bank

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