First Citizens Banc Corp ("First Citizens") is a bank holding company organized and existing under the laws of the State of Ohio and registered with the Board of Governors of the Federal Reserve System pursuant to the Bank Holding Company Act of 1956, as amended. First Citizens' banking subsidiary is The Citizens Banking Company, a commercial bank organized and existing under the laws of the State of Ohio. The Citizens Banking Company also does business as Champaign Bank.

Also, First Citizens wholly owns subsidiaries which provide services related to its primary business: First Citizens Insurance Agency, Inc. and Water Street Properties, Inc..

First Citizens Common Shares are traded on the NASDAQ Bulletin Board under the symbol "FCZA". First Citizens' principal executive offices are located at 100 East Water Street, Sandusky, Ohio 44870.

For immediate release:

The Board of Directors of First Citizens Banc Corp, Sandusky, Ohio has approved a quarterly dividend of five cents per share to shareholders of record on January 20, 2015, payable February 2, 2015. First Citizens Banc Corp's affiliated companies are The Citizens Banking Company, First Citizens Insurance Agency Inc., and Water Street Properties.

Citizens Bank and Champaign Bank

Citizens/Champaign Bank will never ask you for account or personal information via email or a link to a website. If you received a suspicious email and provided your account or personal information, contact Customer Service immediately at (888) 383-5133.

For your convenience, First Citizens Banc Corp. offers various links that may direct you away from the First Citizens Banc Corp. web site. First Citizens Banc Corp. is not responsible for content or security of these web sites.