Preferred dividends and discount accretion on warrants (000)
(1,176)
(955)
-
-
-
Net Income/(loss) available to common shareholders (000)
(2,444)
700
(38,978)
6,885
6,160
Per
Common Share(1)
Earnings/(loss) (basic and diluted)
($0.16)
$0.21
($5.06)
$1.25
$1.12
Earnings/(loss), available to common
shareholders (basic and diluted)
($0.32)
$0.09
($5.06)
$1.25
$1.12
Book
Value
$12.58
$12.82
$9.94
$16.37
$14.53
Dividends
Paid
$0.00
$0.25
$0.91
$1.12
$1.12
Balances
(in millions)
Assets
$1,100.7
$1102.8
$1,053.6
$1,119.3
$749.0
Deposits
$892.5
$856.1
$809.9
$839.8
$564.6
Net
Loans
$745.6
$775.5
$787.8
$787.4
$549.7
Shareholders’
Equity
$97.0
$98.8
$76.6
$126.2
$79.5
Performance
Ratios
Return
on Average Assets
(0.11%)
0.15%
(3.54%)
0.89%
0.83%
Return
on Average Equity
(1.27%)
1.68%
(31.57%)
8.78%
7.68%
Equity Capital Ratio
8.81%
8.96%
7.27%
11.28%
10.61%
Net
loans to Deposit Ratio
83.54%
90.59%
97.27%
93.76%
97.36%
Loss Allowance
to Total Loans
2.84%
1.93%
1.11%
0.93%
1.45%
(1)Per share data has been adjusted for the business combination with Futura Banc Corp. in 2007.
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