Net Income/(loss) available to common shareholders (000)
$715
$(38,978)
$6,885
$6,160
$6,659
Per
Common Share(1)
Earnings/(loss) (basic and diluted)
$0.21
($5.06)
$1.25
$1.12
$1.15
Earnings/(loss), available to common
shareholders (basic and diluted)
$0.09
($5.06)
$1.25
$1.12
$1.15
Book
Value
$12.82
$9.94
$16.37
$14.53
$15.02
Dividends
Paid
$0.25
$0.91
$1.12
$1.12
$1.12
Balances
(in millions)
Assets
1102.8
1,053.6
1,119.3
749.0
750.9
Deposits
856.1
809.9
839.8
564.6
577.1
Net
Loans
775.5
787.8
787.4
549.7
514.8
Shareholders’
Equity
98.8
76.6
126.2
79.5
87.1
Performance
Ratios
Return
on Average Assets
0.15%
(3.54%)
0.88%
0.83%
0.85%
Return
on Average Equity
1.68%
(31.57%)
8.78%
7.68%
7.69%
Equity Capital Ratio
8.96%
7.27%
11.27%
10.61%
11.60%
Net
loans to Deposit Ratio
90.59%
97.27%
93.76%
97.36%
89.20%
Loss Allowance
to Total Loans
1.93%
1.11%
0.93%
1.45%
1.76%
(1)
Management uses certain non-GAAP (generally accepted accounting principles) financial measures to evaluate the Corporation's performance. For additional information, please see the non-GAAP disclosure on page three of this document
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