5 Year Financial Summary
Shareholder Information/ 2010 Message to Shareholders

Earnings 2010 2009 2008 2007 2006
Net Income (000) $(1,268) $1655 ($38,978) $6,885 $6,160
Preferred dividends and discount accretion on warrants (000) (1,176) (955) - - -
Net Income/(loss) available to common shareholders (000) (2,444) 700 (38,978) 6,885 6,160
Per Common Share(1)
Earnings/(loss) (basic and diluted)
($0.16) $0.21 ($5.06) $1.25 $1.12
Earnings/(loss), available to common shareholders (basic and diluted)
($0.32) $0.09 ($5.06) $1.25 $1.12
Book Value
$12.58 $12.82 $9.94 $16.37 $14.53
Dividends Paid
$0.00 $0.25 $0.91 $1.12 $1.12
Balances (in millions)
Assets $1,100.7 $1102.8 $1,053.6 $1,119.3 $749.0
Deposits $892.5 $856.1 $809.9 $839.8 $564.6
Net Loans $745.6 $775.5 $787.8 $787.4 $549.7
Shareholders’ Equity $97.0 $98.8 $76.6 $126.2 $79.5
Performance Ratios
Return on Average Assets (0.11%) 0.15% (3.54%) 0.89% 0.83%
Return on Average Equity (1.27%) 1.68% (31.57%) 8.78% 7.68%
Equity Capital Ratio 8.81% 8.96% 7.27% 11.28% 10.61%
Net loans to Deposit Ratio 83.54% 90.59% 97.27% 93.76% 97.36%
Loss Allowance
to Total Loans
2.84% 1.93% 1.11% 0.93% 1.45%
(1)Per share data has been adjusted for the business combination with Futura Banc Corp. in 2007.
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Champaign Bank

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